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Woodville Road Medical & Dental Centre

OSHC and International Visitors with our Doctors

preventive care and healthy lifestyle
preventive care and healthy lifestyle

See one of our Merryland Doctors for a 100% rebate on your health insurance for OSHC students and international visitors!

Our clinic fees are designed to benefit our patients. We only charge the Medicare rate (MBS rate), which means you do not have to pay anything out of pocket . Nearly all insurances (even a most basic level of cover) will cover the MBS rate at the bare minimum. Here are a few reasons to pick our clinic for your next GP visit!

  1. Zero cost GP visits !
    If you are worried about the out-of-pocket payment, don’t worry, we will never make you pay to see our GP’s! We only charge what all insurances cover and claim it instantly with your insurance card, so you would never have to open your wallet.If you are unsure, give your insurance agency a call and ask if they cover the medicare rate or MBS rate. Most other clinics specifically charge an out-of-pocket expense for students and visitors because they know you have to claim it back later. If you don’t get the full amount, they usually say it is something you need to discuss with your insurance. We are not like that. We specifically aim to help our patients get the most out of their insurance. We are transparent with how we do things, so in a sign of good faith you can ask your insurance what they cover on the following GP consultations:
    • Level B consult – Item 23 – $38.75 (Consultation between 5mins -20mins)
    • Level C consult – Item 36 –  $75.05 (Consultation between 20mins -40mins)
    • Level D consult – Item 44 – $110.50 (Consultation above 40mins)
      • Updated 26/4/2021 – If prices above change due to medicare paying different amounts for these services they will be updated to the MBS rate ONLY (never more).
      • We understand most international students have it tough when it comes to living expenses, jobs, and university fees. We don’t want to make it tougher than it needs to be, which is why we try to go the extra mile for our international visitors.
  2. Direct claiming for NIB, AHM, BUPA on GP visits!
    As a bonus for patients that are with NIB, AHM, or BUPA- you don’t even need to put your money on the line. We claim directly from our terminal using ONLY your private health insurance card and nothing else! This is extremely useful when you are short on cash flow and NEED to see the doctor. The other benefit is you don’t have to sit and wait to see when the insurance will pay you, or what percentage the insurance will pay! Everything is handled internally for your peace of mind!
  3. Zero Costs Pathology visits!
    We go the extra mile for our international patients and make sure that they do not get charged any out-of-pocket expenses for any kind of blood tests, spirometry, ECG, or any other testing. The item numbers for pathology services are dependent on what you require to get tested, but rest assured we only partner with Pathology companies that do not charge anything extra other than the MBS rate!
  4. We are accommodating!
    We have doctors that are fluent in multiple languages and can understand your exact needs. There is no need for translators who may translate incorrectly on your behalf when our doctors know the language. Our doctors can speak Arabic, Hindi, Korean, Tamil, Telugu, Malayalam, Kannada and Urdu. If there are any issues with billing we are more than happy to address them!

OSHC students and international visitors get a 100% Rebate with Woodville Rd Medical and Dental Centre

Understanding the Medicare system for OSHC students and international visitors

We understand that there are heaps of questions behind a medicare system that OSHC students and international visitors may not be familiar with when it10050 comes to GP consultations. Rest assured it is not as complex as you might think.

  1. Medicare covers the majority of all GP and pathology services. Medicare cards are given to PR and Australian citizens.
  2. Private health insurance is for International visitors and OSHC students to make sure they are covered for any basic health needs.
  3. When you come in for a consult as an international visitor or OSHC student, your private health insurance covers the cost of your GP visit usually up to the MBS rate. On higher levels of cover, it might cover more.
    • Some clinics recognize this and charge extra to the OSHC insurances, but usually, it’s international patients or students that end up paying that extra money.
    • We DO NOT charge any out-of-pocket expenses and only charge the MBS rate.
    • If your GP clinic has direct claiming from the HICAPS terminal then you can claim directly from the Insurance. In this instance, you won’t have to pay any money upfront. If a GP clinic is old school and doesn’t have direct claiming, then you will need to pay upfront and hope that your insurance pays the full amount (indirect claiming). In this instance, depending on the item numbers placed and how much they charged you- you may not get the full amount back.

For example

      • Clinic 1 Direct claiming (Woodville Rd Medical and Dental).
        1. After your consult, you would wipe your private health insurance card on the terminal.
        2. That is it. Job all done. Simple as that. No money exchanged.
      • Clinic 2 Indirect claiming (Generic other clinics).
        1. After your consult, the doctor will let you know which item it is and how much you will need to pay. Now, this is where it gets tricky.
        2.  If it’s a Level B consult, and you for example you are charged $70 then you must pay $70 at the counter.
          1. You will then have to send the claim to your insurance.
          2. But insurances typically only pay the MBS rate which is below (item 23 – $38.75)
          3. Which means they will only reimburse you $38.75 in a few days or a week. You would be out of pocket by $31.25.

Well, how could you know what the item was and whether there would be a gap? Who do you complain to that you had to pay $31.25? If you had asked how much the consultation was before, then you have gotten the response, “It depends on the duration of the consultation” (Scroll down for more information about consult duration and item numbers). Couldn’t he have charged me a higher-level consultation instead of a lower-level consultation? (medicare audits the time and would be illegal).

How is our clinic different?

Our clinic is designed to make your experience in health better. We run off word of mouth, and if you do have a good experience at our clinic, please let your friends and family know! We are here to listen to your needs and address them. We want to provide value-based service that is affordable. Below are all the benefits you get from coming to our clinic vs our competitors!

Other services Available At Our Merrylands Clinic for OSHC students and international visitors

The Woodville Road Medical Centre has a wide variety of services available to assist you with any kind of GP visit.

We have a gifted team of doctors and GP’s capable of treating a wide variety of physical and psychological ailments, with female practitioners available if that is your preference. Our Medical Team also includes a Surgical Consult should surgery be required.

In addition, our Allied Health team is an invaluable asset in getting you back to health. Their fields of expertise include:

  • Physiotherapy and In-house Physio (Usually Private unless your health insurance covers)
  • Dietitians (Usually Private unless your health insurance covers)
  • Podiatry (Usually Private unless your health insurance covers)
  • Exercise physiologists (Usually Private unless your health insurance covers)
  • Dentists (Usually Private unless your health insurance covers)

Our Merrylands Medical Team promises to stay on the patient’s side of things and strive to set patient-orientated goals. We are upfront about what items potential have gap and approximate prices on what that might be. Nothing is more important to us than your health, and your ability to get back on your feet and back to health comfortably.

Please call for any questions on (02) 9681 5880 and our lovely staff will help out with any issues.

Book online to save time

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You can support us on social media! Please consider liking us on Facebook or giving us a review on Google!

Free Child Dental and Child Dental Benefits Scheme (CDBS)

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How does the child dental benefits scheme work?

The Child Dental Benefits Scheme (CDBS) was put in place to provide free care to all children in the Western Sydney Area, for example Merrylands, Guildford, Granville and more. The main benefits of the scheme are as follows:

  1. Free dental screening for all children at our clinic
  2. Children eligible for CDBS will have treatment done under Medicare and have no out of pocket expenses at our clinic
  3. Children who are not eligible for CDBS will be given a treatment plan so that parents can choose to proceed with treatment if they wish to. Please note we have payment plans for families undergoing financial hardship.

What does this include:

  1. Full comprehensive exam and X-rays (FOR ALL CHILDREN)
  2. Fluoride treatment to strengthen all teeth and reduce risk of decay (FOR ALL CHILDREN)
  3. A Parental and child education about how to brush properly and what adult teeth parents can expect to come through & which baby teeth will start to fall out (FOR ALL CHILDREN)
  4. Any required treatment, including fillings, nerve treatments, extractions, or any other treatment required covered under CDBS scheme with no out of pocket expense. (CBDS ELIGIBLE CHILDREN ONLY)

Why do we do this:

It is our greatest hope that by doing these oral health projects, we will help all children in our community to have better oral health and not miss out on life’s opportunities. We truly believe that good oral habits that are instilled when young, will be life long habits that may one day change the future of a child. We sincerely hope you take advantage of this opportunity and help the kids of our community. Please remember that all children must be accompanied by an adult during these sessions.

We provide discounts for families who book, however this is at the discretion of the dentist.

Call us on (02) 9681 5880 or Book Now Online

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The Ultimate Guide To Online Dating

The app Hornet, which caters to the gay male community, has seen a 30-percent increase in social feed engagement since social distancing measures began in mid-March, according to CEO Christof Wittig. And the dating app Tinder reported that it saw more engagement on March 29 than on any other day in its history, with more than 3 billion users swiping to connect with people, according to an April 1 press release. In 2020, online dating revenue in the U.S. amounted to 602 million U.S. dollars, and it is projected to reach 755 billion U.S. dollars by 2024. The number of users is also expected to see an annual increase, with 53.3 million Americans expected to use internet dating services in 2024, up from 44.2 million users in 2020. That year, paying customers accounted for approximately 15 percent of U.S. online dating users. While many dating sites and apps are free, some platforms use a freemium pricing model that supports online purchases.

  • Some online dating apps have been working on implementing new features to prevent catfishing—other companies are even producing AI intelligence to fend against it.
  • The revenue from this industry and its frequency of use are astronomical.
  • Even if the person you’re meeting volunteers to pick you up, avoid getting into a vehicle with someone you don’t know and trust, especially if it’s the first meeting.
  • OkCupidwas created in 2004 by a group of friends from Harvard University.

When you engage in social events where you’re likely to meet new people, the pool of those who are single and looking is much smaller than when you’re on an app or dating site where everyone is in the same boat as you. Research shows, however, there are negative side effects of online dating, particularly for young women. People cite the obvious reasons for being on dating apps, such as seeking a long-term partner or a sexual encounter; the split is fairly even.

Accepted Health Funds

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April 2, 2020

What is Dental Private Health Insurance and what is NO-GAP Dental?

Private Health Insurance is a form of co-payment where the insurance pays a portion of the treatment completed. Payments are usually made as a percentage of treatment completed. The remaining treatment must still be paid, and this portion is called the GAP.

 

 

At our Merrylands Practice, our dentists perform NO-GAP Check up and Cleans. This mean that you are not charged the GAP and have no out of pocket expenses. The clinic only takes what the insurance pays, and does not charge the GAP to the patient. This allows a cost effective way to get your 6 monthly cleans & check ups done, with out going out of pocket. 

 

Private health insurance can also cover other treatments such as fillings, tooth removal, whitening, invisalign, dentures (false teeth), crowns, root canals (nerve treatment), veneers and orthodontic. These treatments are not NO-GAP and will usually have a percentage of the GAP being passed on. The amount of GAP being passed on depends on the level of cover of your health insurance. 

 

Does your Private Health Insurance cover you?

Here at Woodville Road Medical and Dental Merrylands, we accept all the major health funds for your convenience.

The list of our health funds currently includes:

  • Bupa
  • AHM
  • NIB
  • HCF
  • IMAN
  • Allianz
  • MediBank
  • HBF
  • GMHBA
  • Frank
  • Quantas
  • CBHS
  • …and many more!

If your heath fund is not listed above, please call us on 9681 5880. We will still accept your fund, however direct claiming might not be possible.

 

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Major Dental vs Minor Dental

Dental insurances seperate treatments in to Minor Dental and Major Dental. This is to diffferentiate the level of complexity of certain treatments.

Most dental insurances cover Minor Dental, but not all policies cover Major Dental

Which procedures are Major Dental and Minor Dental?

Minor Dental

  • Check and Cleans
  • Fillings
  • Extractions 
  • Fluoride
  • X-rays





Major Dental

  • Dentures
  • Root Canal (Nerve Treatment)
  • Surgical Extractions
  • Invisalign 
  • Braces
  • Crowns
  • Bridges
  • Implants
  • Whitening

 

How Much Does My Dental Health Insurance Cover and Will my treatment be No-GAP?

Dental Health Insurances are all different and the coverage they all have varies based on your premium. Our Check up and Cleans are ALWAYS GAP FREE / NO GAP. This allows you to get a snapshot of where your dental health is, without breaking the bank. During your NO-GAP check up and cleans we will always take photos and xrays to show you what to change to improve your health. 

 

 

Other treatments do attract a gap, as insurances only pay a percentage of fees. Most insurances will cover 60% of treatment costs, with higher levels of cover offering higher rebates. 

 

 

Our advice for patients is always the same – Make your Dental choices the same way you would make any other health related choices. You would not pick your cardiac surgeon for a heart operation based on what the insurance pays, so why would you treat your teeth any differently. You would always pick the best quality of service as health always comes first. At Woodville Rd Medical and Dental our dentist adhere to the highest quality and as such can offer guarantees on our work. Teeth, just like any other part of the body, is a Health issue and should be treated with the highest quality and not the highest saving because of NO-GAP Treatments. 

 

All that being said, we accept all insurances and will always try and pass on the maximium saving to our patients.